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Statement Savings Account*This basic account is designed to make saving easy. The minimum deposit to open this account is $5.00. For the current rate information you can call, stop in, or check the rates page. Interest will be compounded and credited semiannually and begins to accrue on the business day you deposit non-cash items. If the account is closed before interest is credited, you may not receive the accrued interest. At our discretion, the interest rate and annual percentage yield may change on this account at any time. There are no maximum interest rate limits for this account. There are no time and minimum balance requirements. This account is considered dormant after 365 days with no deposit or withdrawal activity. Although you may not have a MasterMoney Card with a Savings Account, you may have a PULSE Card. Cashier's Checks and Money Orders from these accounts are subject to normal service charges. Business Certificates of DepositCompetitive interest rate that help your money work as hard for your business as you do. Interest rates are determined by the length of your investment. * At our discretion, the interest rate and the annual percentage yield may change on this account at any time. We use the daily balance method to calculate the interest on your account. The daily balance method applies a daily periodic rate to the principal in the account each day. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirements. Falling below the minimum balance requirement will affect the earnings because of the $6.50 minimum balance fee. Maintenance fees will be waived for customers age 55 and over, upon request. (Business accounts are not applicable) Interest will be compounded monthly. Interest will be credited monthly. Interest begins to accrue on the business day you deposit non-cash items, (example checks). This account is subject to the bank's Funds Availability Policy excluding Money Market and Savings accounts. This account is considered dormant after 365 days with no deposit or withdrawal activity. Any and all fees related with these accounts are only applicable if the minimum balance requirements are not met. A tiered rate structure applies to the Money Market account only. View Electronic Funds Transfer Disclosure View Funds Availability |
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