NOW Checking*
Let your money earn interest for you with our NOW account. As an added benefit, this account allows you to enjoy unlimited check writing. A minimum deposit of $500.00 will open this account. A monthly maintenance fee of $6.50 is waived if you maintain a principal balance of $500.00.
| Minimum Balance | Monthly Charge | Interest Rate/APY* |
|---|
|
$0 - $499.99
|
$6.50
|
0.50 / 0.50% APY*
|
|
$500.00 & Above
|
No Charge
|
0.50 / 0.50% APY*
|
Super NOW Checking*
If you carry a larger balance in your checking account and want to earn interest on those funds, then our Super NOW Account is for you. You can open this account with a minimum deposit of $2,500.00 and enjoy unlimited check writing. Simply by maintaining a principal balance of $2,500.00, you will avoid a monthly maintenance fee of $6.50.
| Minimum Balance | Monthly Charge | Interest Rate/APY* |
|---|
|
$0 - $2,499.99
|
$6.50
|
0.50 / 0.50% APY*
|
|
$2,500.00 & Above
|
No Charge
|
0.50 / 0.50% APY*
|
Money Market*
If you are looking for a better rate than a regular savings but need easy access to your funds, then a Money Market may work for you. With a Money Market you can utilize a MasterMoney card or checks to access your funds. The minimum deposit to open this account is $2,500.00. Interest is compounded and credited monthly on a 3 tiered basis. You can call, stop in, or check the rates page for more detailed rate information. We may change the interest rate on your account at any time. There are no maximum or minimum interest rate limits for this account. A minimum balance fee of $6.50 will be imposed every month if the daily balance in the account falls below $2,500.00 any day of the month. Failure to maintain the minimum daily balance requirement will affect the earnings potential for this type of account.
| Minimum Balance | Monthly Charge | Interest Rate/APY* |
|---|
|
$0 - $2,499.99
|
$6.50
|
0.50 / 0.50% APY*
|
|
$2,500.00 - $24,999.99
|
No Charge
|
0.50 / 0.50% APY*
|
|
$25,000.00 - $49,999.99
|
No Charge
|
0.65 / 0.65% APY*
|
|
$50,000.00 & Above
|
No Charge
|
1.40 / 1.40% APY*
|
* At our discretion, the interest rate and the annual percentage yield may change on these accounts at any time after account opening. We use the daily balance method to calculate the interest on your account. The daily balance method applies a daily periodic rate to the principal in the account each day. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirements. Falling below the minimum balance requirement will affect the earnings because of the $6.50 minimum balance fee. Interest will be compounded monthly. Interest will be credited monthly. Interest begins to accrue on the business day you deposit non-cash items, (example checks). This account is subject to the bank's Funds Availability Policy excluding Money Market and Savings accounts.
This account is considered dormant after 365 days with no deposit or withdrawal activity. Any and all fees related with these accounts are only applicable if the minimum balance requirements are not met. A tiered rate structure applies to the Money Market account only.
View Electronic Funds Transfer Disclosure View Funds Availability
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