The Community Reinvestment Act of 1977 (CRA) provides a framework for financial institutions to promote banking services to all members of a community. The Federal Deposit Insurance Corporation (FDIC) does an assessment of how well banks are doing meeting the banking needs of all its community members.
The Benton State Bank received an "Outstanding" rating at our last CRA examination. We are honored to have the opportunity to serve you. Please offer your comments or suggestions at any time. To view a copy of this assessment you can view the PDF document here on the FDIC's website: CRA Report .
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By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: FDIC Notice
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