| Term | Compounding Frequency | Interest Rate/APY**** |
|---|---|---|
| 91 Day CD*** | At Maturity | 0.30 / 0.30% APY**** |
| 182 Day CD*** | At Maturity | 0.90 / 0.90% APY**** |
| 12 Month CD** | Semi-Annually | 2.00 / 2.01% APY**** |
| 18 Month CD* | Semi-Annually | 2.00 / 2.01% APY**** |
| 24 Month CD* | Semi-Annually | 2.50 /2.52% APY**** |
| 30 Month CD* | Semi-Annually | 2.50 /2.52% APY**** |
| 36 Month CD* | Semi-Annually | 2.50 /2.52% APY**** |
| 48 Month CD* | Semi-Annually | 2.50 /2.52% APY**** |
| 60 Month CD* | Semi-Annually | 2.50 /2.52% APY**** |
| 72 Month CD* | Semi-Annually | 1.30 / 1.30% APY**** |
**** Annual Percentage Yield (fees could reduce yield)
*** We may impose a penalty if you withdraw any of the principal before the maturity date. The penalty imposed will equal one-month’s interest. The early withdrawal penalty may invade principal. Interest is not compounded during the term. Interest will be credited at maturity. You may not make a withdrawal of principal or interest from this account until the maturity date. Interest may be withdrawn at maturity. This certificate will automatically renew for the same term, and will earn interest after the maturity date at the bank’s new interest rate unless prior approval is given.
**We may impose a penalty if you withdraw any of the principal before the maturity date. The penalty imposed will equal three-month’s interest. The early withdrawal penalty may invade principal. Interest is not compounded during the term. Interest will be credited at maturity. You may not make a withdrawal of principal or interest from this account until the maturity date. Interest may be withdrawn at maturity. This certificate will automatically renew for the same term, and will earn interest after the maturity date at the bank’s new interest rate unless prior approval is given.
* We may impose a penalty if you withdraw any of the principal before the maturity date. The penalty imposed will equal six-month’s interest. The early withdrawal penalty may invade principal. Interest will be compounded semi-annually and will be credited to your account semi-annually. You may not make a withdrawal of principal or interest from this account until the maturity date. Interest may be withdrawn at maturity. This certificate will automatically renew for the same term, and will earn interest after the maturity date at the bank’s new interest rate unless prior approval is given.
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