Privacy Policy

FACTS

WHAT DOES BENTON STATE BANK DO WITH YOUR PERSONAL INFORMATION?

 Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

 What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and Credit scores

 How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Benton State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Benton State Bank
share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes -
information about your transactions and experiences

Yes

Yes

For our affiliates' everyday business purposes -
information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

Yes

Yes

To limit our sharing

If you are a new customer, we can begin sharing your information 30 days from the date we provide or send this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Print Form

Questions?

Call 608-759-3600

Privacy Policy Limit Sharing Request
Who we are

Who is providing this notice?

Benton State Bank
Shullsburg Community Bank
Tennyson/Potosi Community Bank

What we do

How does Benton State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Secured access is delegated upon a need to know basis commensurate with each employee’s responsibilities. Our employees are instructed in the importance of confidentiality and are provided with written privacy guidelines.

How does Benton State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Apply for insurance or make deposits or withdrawals from your account
  • Show your government ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include BSB Community Bancorporation, Inc.; non-financial companies, such as Priority Insurance Agency, Inc.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we share with can include mortgage companies, insurance companies, and credit card companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner(s) include vendors and service companies that assist us in servicing our customers. These relationships are maintained solely to perform services on our behalf including, but not limited to, items processing, and electronic data processing.
Other important information

Institutions within Benton State Bank

  • Benton State Bank
  • Shullsburg Community Bank
  • Tennyson/Potosi Community Bank
  • BSB Community Bancorporation Inc.
  • Priority Insurance Agency, Inc.
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