Privacy Policy

FACTS

Rev 09/2023

WHAT DOES BENTON STATE BANK DO WITH YOUR PERSONAL INFORMATION?

 Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

 What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account balances and payment history
  • Credit history and Credit score

When you are no longer  our customer, we continue to share your information as described in this notice.

 How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Benton State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Benton State Bank
share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates' everyday business purposes -
information about your transactions and experiences

No

No

For our affiliates' everyday business purposes -
information about your creditworthiness

No

No

For our affiliates to market to you

No

No

For non-affiliates to market to you

No

No

Questions?

Call 608-759-3600 or go to www.bentonbank.com


Who we are

Who is providing this notice?

Benton State Bank
Shullsburg Community Bank
Tennyson/Potosi Community Bank

What we do

How does Benton State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Secured access is delegated upon a need to know basis commensurate with each employee’s responsibilities.

How does Benton State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Apply for insurance or make deposits or withdrawals
  • Show your government ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include BSB Community Bancorporation, Inc.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we share with can include mortgage companies, insurance companies, and credit card companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Benton State Bank does not jointly market.
Other important information

Institutions within Benton State Bank:

Shullsburg Community Bank

Tennyson/Potosi Community Bank

 

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