Farm Operating Loans
Are you looking for financing options for crop inputs, livestock purchases, livestock feed purchases or farm equipment? We offer both revolving lines of credit for up to five (5) year terms that let you borrow funds as you need them and allows you to pay back the funds where they will be kept available to you until you need to use them again. We also have a second option which is a term loan with either a fixed or variable interest rate to assist you with your purchases.
Farm Ownership/Real Estate Loans
We offer a complete real estate loan menu which allows you to consider the length of the term of your loan, depending upon your individual situation and needs from as little as 12 months to as many as 30 years. We will carefully work with you to tailor your loan package to fit your individual needs.
FSA Guaranteed Loans
The Benton State Bank enjoys “Preferred Lender” status with the United States Department of Agriculture/Farm Service Agency (FSA). By being a strong partner with the FSA, some ag-loan customers have enjoyed the great low interest rates and longer term (up to 30 years) our ag loan representatives have locked in for them. This option is yet one of the many ways we are able to provide competitive rates and first class service to our great customers in Wisconsin, Illinois and Iowa.